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What to Expect During a Termite Inspection with Budget Brothers

October 15th, 2024

When it comes to protecting your home from termites, a thorough termite inspection is key. At Budget Brothers, we provide a variety of inspection options, each designed to meet your specific needs, whether you’re buying or selling a home, refinancing, or just looking for peace of mind. In this post, we’ll walk you through the different types of termite inspections we offer, what you can expect during each, and why they’re important for the safety of your home.

1. Wood-Destroying Insect Inspection Report (WDIIR)

Wood-Destroying Insect Inspection Report (WDIIR) is a detailed inspection that is typically required when a house is being bought, sold, or refinanced. If you’re involved in a real estate transaction, this inspection is essential to ensure that the property is free from termites and other wood-destroying insects.

What We Look For:

  • Conducive Conditions: We’ll check for conditions that could lead to future termite infestations, such as excessive moisture, wood debris (like firewood piles), or tree branches in contact with the house.
  • Existing Termite Infestations: Our technicians will look for signs of active termite activity, such as mud tubes, damaged wood, or visible termites.
  • Sources of Water: Since termites thrive in moist environments, we’ll also check for leaks or areas where water might accumulate near the foundation.

Standard Process:
We use the Arizona state form during WDIIR inspections, ensuring a consistent and thorough review. This form is required for most real estate transactions and comes with a cost. If you’re in the process of purchasing or selling a property, this inspection can offer peace of mind that no unseen termite issues are lurking beneath the surface.

2. FHA and VA Loan Inspections (NPMA-33 Form)

If you’re purchasing or refinancing a home through an FHA or VA loan, a more specific termite inspection form is required—known as the NPMA-33 Form. This federal form ensures compliance with government-backed loan requirements and provides a thorough assessment of any wood-destroying insects, particularly termites.

Important Note:
If you’re pursuing an FHA or VA loan, it’s essential to inform us ahead of time so we can use the proper federal form. Like the WDIIR, this inspection also comes with a cost, but it provides detailed documentation required for your loan approval.

3. Termite Renewal Inspections

For homeowners who already have a termite warranty with Budget Brothers, we offer a renewal inspection as part of your ongoing protection. With each warranty renewal payment, we perform an inspection to check for new termite activity and assess any changes in conditions around your home.

What to Expect:

  • Visual Inspection: Our technicians will conduct a visual check of your home’s exterior and interior, focusing on any signs of termite activity.
  • Verbal and Written Report: You’ll receive both a verbal and written summary of the findings, including any recommendations for further treatment or maintenance.
  • Photos of Conducive Conditions: We take photos of any conditions that may encourage termite activity, such as wood-to-soil contact or excessive moisture. While these photos are not part of the official state or federal inspection forms, they serve as helpful documentation for your records.

4. Free Estimate Inspections

If you’re concerned about termites but aren’t currently under warranty, we offer free estimate inspections. This inspection is similar to the renewal inspection but is offered as a no-obligation service. It provides a basic overview of any termite activity around your home.

What’s Included:

  • Visual Check: Our technicians will examine the property for visible signs of termite activity.
  • Verbal and Written Estimate: While no written report is provided, you’ll receive an estimate of where termite activity is occurring and recommendations for treatment.
  • Not on State or Federal Forms: This inspection doesn’t follow the formal WDIIR or NPMA-33 structure, but it offers an excellent way to get a quick assessment without any commitment.

Why Termite Inspections Matter

Termites can cause serious structural damage to your home if left unchecked, and often, the damage is not visible until it’s too late. By scheduling regular termite inspections—whether for a real estate transaction or as part of a warranty renewal—you can catch problems early and take steps to prevent costly repairs in the future.

Schedule Your Termite Inspection Today

No matter the situation—whether you’re buying a home, refinancing, or simply looking for peace of mind—Budget Brothers is here to provide thorough, professional termite inspections tailored to your needs. With our team’s expertise and knowledge of Arizona’s unique pest challenges, you can trust us to help you protect your property from termite damage.

If you’re ready to schedule an inspection or have questions about our services, contact Budget Brothers today!

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